![<?echo $_SERVER['SERVER_NAME'];?>](/template/twentyseventeen/skin/images/header.jpg)
According to the statistics of payment business in the second quarter of 2017, the national payment system operated steadily, the scale of social capital transactions continued to expand, and the volume of payment business continued to grow steadily.
1. Non-cash payment tools
In the second quarter, the country handled a total of 36.988 billion non-cash payment services, amounting to 949.82 trillion yuan, an increase of 32.30% and 1.02% respectively.
(1) Bills
slightly
(2) Bank card
The amount of bank card issuance has maintained a steady growth. As of the end of the second quarter, the number of cards issued in the country was 6.347 billion, an increase of 8.90% year-on-year and 1.35% quarter-on-quarter. Among them, the number of debit cards used was 5.828 billion, an increase of 8.82% year-on-year and 0.95% quarter-on-quarter; the number of credit card and loan-to-debt cards issued totaled 520 million, an increase of 9.82% year-on-year and 6.02% quarter-on-quarter. The per capita holding of bank cards is 4.59, of which 0.34 are held by credit cards per capita.
The bank card acceptance environment continued to improve. As of the end of the second quarter, there were 24,198,400 merchants of bank card interbank payment systems, 289,900 POS machines, and 943,500 ATMs, an increase of 2,881,100, 3,150,400, and 0.29 million units respectively. The number of POSs per 10,000 people in the country was 209.73, an increase of 17.60% year-on-year, and the number of ATMs per 10,000 people was 6.82, an increase of 6.61%.
Bank card trading volume continues to grow. In the second quarter, a total of 34.054 billion bank card transactions occurred nationwide, amounting to 183.18 trillion yuan, an increase of 33.14% and 3.79% respectively. Among them, there are 2.412 billion in cash business, the amount is 16.60 trillion yuan; 4.451 billion in cash withdrawal business, the amount is 15.56 trillion yuan; 13.34 billion yuan in transfer business, the amount is 134.73 trillion yuan; the consumer business is 14.057 billion, the amount is 16.30 trillion yuan . The bank card inter-bank consumer business was 3.978 billion, with an amount of 12.83 trillion yuan. The penetration rate of bank cards reached 48.70%, up 0.10 percentage points from the previous month; the per capita consumption of bank cards reached 11.8 million yuan, up 18.11% year-on-year; the average amount of bank card consumption was 2 567.36 yuan, up 9.37% year-on-year; The amount was 1,159.26 yuan, a year-on-year decrease of 24.84%.
The scale of bank card credit continues to expand. As of the end of the second quarter, the total credit amount of bank cards was 10.84 trillion yuan, an increase of 10.05% from the previous quarter; the credit balance of bank cards was 4.69 trillion yuan, an increase of 9.83% from the previous month. Bank credit cards have a credit line of 20,900 yuan and a credit utilization rate of 43.24%. The credit card overdue for half a year was 65.069 billion yuan, a year-on-year increase of 7.60%, accounting for 1.47% of the credit balance of credit card receivables, accounting for 0.03 percentage points lower than the end of the previous quarter.
(3) Other settlement services such as credit transfer
slightly
(4) Electronic payment
The mobile payment business continued to grow rapidly. In the second quarter, banking financial institutions handled a total of 36.247 billion electronic payment services, amounting to 545.58 trillion yuan. Among them, the online payment business was 11.777 billion, the amount was 473.39 trillion yuan, the number of pens increased by 6.80%, the amount decreased by 0.14%; the telephone payment business was 39.596 million, the amount was 2.20 trillion yuan, down 16.61% and 25.02% respectively; Mobile payment services amounted to 8.622 billion, amounting to 39.24 trillion yuan, an increase of 40.51% and 33.84% respectively.
In the second quarter, non-bank payment institutions handled 63.290 billion online payment services, amounting to 31.49 trillion yuan, up 67.85% and 34.87% respectively.
Second, the payment system
In the second quarter, the payment system handled a total of 18.495 billion payment services, amounting to 1 302.09 trillion yuan, an increase of 34.27% and 3.32% respectively.
(1) People's Bank Payment System
In the second quarter, the People's Bank of China's payment system handled a total of 2.917 billion payment transactions, amounting to 951.43 trillion yuan, an increase of 57.35% and 0.38% respectively, accounting for 15.77% and 73.07% of the payment system business and the amount respectively. The average daily processing business is 3,365,300, with an amount of 15.23 trillion yuan.
The number of large-value real-time payment systems has grown steadily. In the second quarter, the large-value real-time payment system handled 221 million transactions, amounting to 894.95 trillion yuan, a year-on-year increase of 13.38%, and the amount decreased by 0.56%. The average daily processing business was 357,900, with an amount of 14.43 trillion yuan.
The volume of small-volume payment systems continues to grow. In the second quarter, the small-volume batch payment system handled 622 million transactions, amounting to 8.05 trillion yuan, an increase of 14.77% and 11.83% respectively. The daily average processing business is 6,800,500, with an amount of 88.495 billion yuan.
The online payment cross-bank clearing system business grew rapidly. In the second quarter, the online payment cross-bank clearing system handled 1.981 billion yuan, with an amount of 14.22 trillion yuan, an increase of 93.74% and 62.64% respectively. The average daily processing business was 2,176,500, with an amount of 156.297 billion yuan.
The number of business in the same city clearing system declined slightly. In the second quarter, the same city clearing system handled 896.18 million, with an amount of 32.50 trillion yuan, a year-on-year decrease of 1.50%, and a year-on-year increase of 6.27%. The average daily processing business was 1,445,500, with an amount of 5,241.6 million yuan.
The number of domestic and foreign currency payment system business has decreased. In the second quarter, domestic and foreign currency payment systems handled 496,700 transactions, amounting to US$2,392.7 million (equivalent to approximately RMB1.62 trillion), with a decrease of 5.17% year-on-year and an increase of 26.64% year-on-year; The amount is 3.859 billion US dollars (equivalent to approximately RMB 26.144 billion).
The business volume of the national check image exchange system declined slightly. In the second quarter, the national check image exchange system handled 1,168,800 copies, amounting to 89.466 billion yuan, down 13.77% and 7.49% respectively. The daily average processing business was 18,600, with an amount of 983 million yuan.
(2) Other payment systems
Banking financial institutions' online payment system business volume continues to grow. In the second quarter, banking financial institutions handled 7.739 billion in-line payment systems, amounting to 323.48 trillion yuan, up 36.21% and 9.92% respectively. The daily average processing business is 8 50.48 million, with an amount of 3.55 trillion yuan. The business volume of bank card interbank payment systems maintained a growth trend. In the second quarter, the bank card interbank payment system handled 7.119 billion yuan, amounting to 22.48 trillion yuan, an increase of 21.39% and 38.60% respectively. The average daily processing business was 78,229,600, with an amount of 246.995 billion yuan.
The business volume of the city commercial bank bill processing system and payment clearing system maintained a rapid growth. In the second quarter, the city commercial bank bill processing system and payment clearing system handled 6,761,300, with an amount of 2,207.75 billion yuan. The average daily processing business is 74,300, with an amount of 2.44 billion yuan.
The business volume of the rural credit payment clearing system maintained rapid growth. In the second quarter, the rural credit payment clearing system handled 713 million transactions, amounting to 1.56 trillion yuan, an increase of 90.67% and 21.24% respectively. The average daily processing business was 7,833,100, with an amount of 17.11 billion yuan.
The RMB cross-border payment system operated smoothly. In the second quarter, the RMB cross-border payment system handled 290,600 jobs, amounting to 2.92 trillion yuan. The average daily processing business was 40,800, with an amount of 47.068 billion yuan.
Third, the bank settlement account
The number of RMB bank settlement accounts has grown steadily. As of the end of the second quarter, the country had opened a total of 8.705 billion RMB bank settlement accounts, an increase of 2.08% from the previous month, and the growth rate slowed by 0.01 percentage points.
The number of bank settlement accounts per unit has increased slightly. As of the end of the second quarter, the country had opened a total of 5,211,900 bank settlement accounts, an increase of 2.83% from the previous month, and the growth rate increased by 0.22 percentage points. Among them, the basic deposit account is 35.284 million, the general deposit account is 13.27 million, the special deposit account is 336,600, and the temporary deposit account is 196,500, accounting for 67.70%, 25.48%, 6.45% and 0.38 of the total bank settlement account respectively. %. In the quarter, the national basic deposit account increased by 1,342,900, the general deposit account increased by 70,600, the special deposit account increased by 23,700, and the temporary deposit account decreased by 0.28 million.
The number of personal bank settlement accounts has grown steadily. As of the end of the second quarter, the country had opened a total of 8.653 billion personal bank settlement accounts, an increase of 176 million from the end of the previous quarter, an increase of 2.08% from the previous month, and the growth rate slowed by 0.01 percentage points. The number of accounts per capita is 6.30.
Silicone Identifier
The details of our silicone identifier glass markers
Features:
Reusable material:
The wine glass markers are made of silicone material, safe and non-toxic, reusable and durable, you can use it many times.
Ideal choice:
The wine glass markers are suitable for the bachelorette party, birthdays, wine-tasting parties, wine lovers, holiday parties and more occasions, it also fit various cups, such as wine glass, plastic cup and more.
Easy to use:
They are easy to apply and remove, the swirl wine charms can wrap tightly around the grip of any wine glass, and the wine glass markers of beard and lip shapes can stick and re-stick to most smooth surface of the wine glass, these can help you to distinguish the glass.
YDS Product categories of Silicone Household Supplies, we are specialized manufacturers from China, Silicone Cup Coaster , Silicone Placemat , Silicone Drinking Top , Silicone Gloves , Silicone Cake Mold ,Silicone Ice Cube Tray, Silicone Wine Cup ,Silicone Identifier,Silicone Bottle Stopper , Silicone Door Stopper , Silicone Soap Holder , Silicone Shoe Covers , Silicone Straw ,Silicone Foot Cover & Protector,Silicone Cigarette Holder Clip ... Our Factory Advantages:
1.Mold workshop and 2D and 3D engineer department
2.Solid siliccone compression machine and liquid silicone injection machine
3.Disney and Sedex 4P audit factory
4.ISO 9001,IATF16949,Raw material of FDA LFGB MSDS Certificates
2.Solid siliccone compression machine and liquid silicone injection machine
3.Disney and Sedex 4P audit factory
4.ISO 9001,IATF16949,Raw material of FDA LFGB MSDS Certificates
Look forward to your cooperation!
Bpa Free Silicone Drink Identifier,Wine Charms Wine Glass Identifier,Wine Glass Identifier For Bar Party,Silicone Identifier With Suction Cup
Shenzhen Yindingsheng Technology Co., Ltd , https://www.oemsiliconeyds.com