POS receipt high profit and high score? Another hardcover trap!

For POS agents, the distribution means that as long as the POS machine that you sell is running water, you can lay down and make money, and the higher the distribution of the third-party payment company, the money you earn when you lie down. more.

Many "important" third-party payment companies in the market have pinched the slogan that some agents want to lie down and make more money, and have slogan "high profits and high commissions."

When you see which third-party payment company is advertised by the POS acquiring agent, don't rush to join the registration before joining, maybe it is a sugar-coated cannonball, hardcover trap!

This is not a small series of alarmist, but indeed there are many such real cases. A while back, the POS circle shared an agent’s experience of falling into a high-profit, high-profit trap.

An agent and Shandong X meters Information Technology Co., Ltd. reached a cooperation to purchase 500 sets of POS machines of their company, the other party promised 14 points, and settled weekly. In the first two months, the distribution has been settled on time, and will also help to open up the market, but then began to use a variety of reasons for arrears and diverted agents to lure agents to purchase POS machines. The agent did not, Shandong Xmi Company said that the payment company did not settle the distribution, and continued to default on the distribution.

The case of the agent being pitted still occurred before the card fee was charged or the fee was changed according to the industry.

Before the 96 fee reform, if the third-party payment company does not follow the regular routine, it can indeed give the agent a considerable profit and commission. Before the 96 fee reform, due to the difference in the processing fee rate, the difference in the fees paid by merchants in different industries was quite large. Some “ambitious” third-party payment companies and even agents, in order to expand the market, played a role. Set code: The merchant MCC code with low commission rate will be switched to the merchant with high commission rate through some means. One will help the merchant save the cost of the fee, and secondly, it will earn more fee difference for itself. Therefore, the distribution and commission that can be given to the agent are considerable.

However, this situation will gradually disappear after the 96 fee change.

After the fee change of 96, the fee for the card processing fee is divided by the industry fee: in addition to the medical and educational institutions exempting the card processing fee, the other merchants’ card processing fee rate cancels the industry differential charging, and the acquiring institution and the merchant are independent. Negotiating and formulating the card processing fee rate, the space for the package is no longer, the space for gray revenue is compressed, and the “high profit and high commission” that the third-party payment company claims will be more difficult to sustain.

If you think about it, before the 96 fee reform, the third-party payment company can also open a high-profit, high-profit period through illegal business operations. There are still arrears of the company’s distribution. After the 96 fee change, the third-party payment company When the package is difficult, how can it continue to provide "high profits, high commissions"?

Therefore, those who come from the POS circle will usually persuade the agents who are new to the bank to choose whether to act as agents, not simply to look at the level of the distribution and commission, but also to check whether the third-party payment company is operating in compliance or not. Good, timely checkout is timely. A company operating in compliance, reliable, although the distribution of agents may not be too high, but generally can be settled according to the agreement, no default, no deduction. In addition, their POS machine after-sales service is usually better, the customer service can respond in a timely manner, the funds can be safely delivered to the account, the merchants will be comfortable, the agent and the merchant are more likely to maintain a good relationship.

Next, Xiaobian wants to give everyone a very good third-party payment company.

This company is Shanghai PayPal Information Service Co., Ltd., referred to as PayPal. In 2003, it was led by the Shanghai Municipal Government and was founded by a number of business accounts and banks. It is a state-owned enterprise. By this year, I have been fully operational and have been operating for 13 years.

PayPal is one of the few third-party payment companies that have a full license payment business license. In 2011, the first batch of non-financial institutions issued a “Payment Permit” issued by the central bank was successfully renewed in August 2016. In the past five years, many of the peers have been named and fined by the central bank for various reasons. The payment pass has always maintained a record of zero violations and zero fines. The industry has a good reputation. Because PayPal has a good reputation in the industry, in 2014, he also took the lead in becoming a strategic partner of UnionPay.

In addition to business compliance, the payment service is also in place: close to the pulse of the times, while opening the WeChat subscription number and service number. Through the PayPal subscription number, agents and merchants can keep up-to-date on the new information shared by PayPal and learn about the industry and the latest news related to PayPal. Through the service number of PayPal, agents and merchants can check the transaction and business acceptance status with PayPal, and can also directly apply for service such as machine fault warranty, machine tool feeding, etc., which is convenient and fast, and POS users no longer have to endure to apply for repairs. Has been busy customer service phone.

Although the distribution fee of the agent to the agent is not the highest in the industry, but it has always been able to give the agent a share of the contract, on time and on the end, never default, is a trustworthy partner.

At present, PayPal is organizing a salon for the “Acquisition Industry Partner Growth Plan”, and invites the agent from all over the country to gather with Shencheng to draw a blueprint.

SS 18/10 Wok

Ss Wok,Large Stainless Steel Wok,Stainless Steel Induction Wok,304 Stainless Steel Wok Non Stick

SUZHOU JIAYI KITCHENWARE TECHNOLOGY CO.,LTD , https://www.jiayikitchenwares.com