Wing code technology: the best way to pay for change, third-party payment

This year, the payment market has changed dramatically, and various regulatory policies have been introduced. In March 2016, the National Development and Reform Commission and the People's Bank of China issued the Notice on Improving the Pricing Mechanism for Bank Card Credit Cards, and lowered the bank card fee. The profit margin of the acquirer's acquiring link will be greatly reduced, and the new regulations will be officially implemented on September 6.

Then, in April, the People's Bank of China issued the “Measures for Reporting the Infringement of Payment and Settlement Violations” and the “Implementation Plan for the Special Rehabilitation of Non-Bank Payment Organizations” to clarify the remediation of third-party payments. Subsequently, the “Implementation Rules for the Reporting and Incentives for Payment and Settlement Violations” was officially released, and the official website for official public reporting was officially launched. According to the report, the People's Bank of China verified that UnionPay Business and Tonglian paid two major payment giants and was fined tens of millions of people. At the same time, the relevant responsible persons were punished! Many payment companies were subsequently reported.

Recently, the People's Bank of China issued the "Notice on the Relevant Matters Concerning Credit Card Business of the People's Bank of China", which will be implemented on January 1, 2017. This time, the credit card will be cancelled, and the credit card overdraft interest rate will be capped and the lower limit. The overdraft interest rate is capped at 5% of the daily interest rate, and the overdraft interest rate is 0.7 times the daily interest rate. It is clear that the credit card funds can pass directly. The transfer and recharge method is directly transferred to the cardholder's debit card account or payment account. This policy is complementary to the previously issued bank card receipt fee adjustment notice. This increase in power has affected almost all industries across the country. Especially in the payment industry, this policy implementation will have an impact on any previous policy, and the reshuffle is imminent!

The central bank has made a big move, and the chaotic and unclear market has experienced a large-scale market. Where will the third-party payment go? A foreseeable storm of the whole industry will be swept up! Third-party acquirers can no longer be like Previously, relying on the traditional single profit model could not bring more value, and seeking new profit growth points is a new way out.

At present, some companies have begun to study value-added services in order to meet the needs of merchants, and use their large customer resources to cooperate with large platforms with more business content to smoothly lead the transformation path.

Wing Technology's Domi Cashier is a one-stop platform for offline merchants to solve cabinet problems. Support multiple payment channels, multiple business orders, verification and acceptance of multiple types of card vouchers; and a powerful meter POS hardware and software management system to complete the service back-end management of merchants, the collection of various business data, and accounting Liquidation work; rice POS application store can also superimpose third-party applications; at the same time, it also provides rich value-added services, and the new Internet financial business based on transaction flow as a loan, POS loan, has a new channel for enterprises to obtain funding sources. Rapid development.

Wing code Wang Caiping also provides a multi-active interactive platform for mobile marketing services, a full range of B2B card voucher circulation trading functions, such as card voucher mall and other services and services to help companies complete online and offline linkages, and create O2O marketing closed loop.

Wing code technology is a senior enterprise that has been cultivated for ten years in the industry. It has rich accumulation and experience in the field of interactive marketing and merchant acquiring management. After three years, the well-built multi-meter checkout counter is the perfect solution to solve the current business situation and help customers realize the “one machine full application” of the counter terminal business.

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