China UnionPay has issued a major new regulation POS machine fee after the Shanghai payment industry road how to go

The new policy of the POS machine released by the central bank at the beginning of the year will be officially implemented on September 6th. The specific content is that the card processing fee rate is uniform, the credit card rate is increased, and there is no capping, and the requirements for applying for the pos machine become stricter. These all indicate that this reorganization will gradually order the third-party POS payment market. Shanghai Yulian Information Experts made a targeted analysis of the new regulations.

I. The new rules of UnionPay - "Notice on Improving the Pricing Mechanism for Bank Card Credit Card Fees"

At the beginning of the year, the POS fee change policy will be officially implemented one week later. On the basis of improving the pricing mechanism for bank card credit card fees, the fee level will be greatly reduced as a whole. And cancel the credit card capping fee to illegally cash out or engage in other activities for the 40-day interest-free period on the market. Overall, the management of the market is more standardized, and the interests of the merchants are partially improved.

Second, the new rules of UnionPay - "POS terminal non-connection transformation and process optimization guidelines"

At present, the most troublesome consumers and UnionPay are sure to have a set of POS machines, which infringe on the rights of consumers and make UnionPay difficult to control the market. The illegal "two clear machines" spread, leading to the POS machines of many merchants on the market. It is difficult to print the small ticket with the name of the store. The new rules of UnionPay will replace all the POS terminals in the market, and the set of POS machines will be completely removed from the market.

Third, the new rules of UnionPay - "CUP Union Card Merchants Registration Management Regulations"

Many unofficial third-party salesmen will pretend to be UnionPay salesmen to promote POS machines. Many unqualified stores or busy stores will trust them, and then pay the full deposit for POS purchase. Finally, the money is empty. . One of the new rules of UnionPay is to temporarily try the two-month POS machine purchase free deposit activity, so encourage the merchants to take the time to go to the bank to apply for processing, the process is actually very simple, you can get the POS machine within one week after the guidelines are filled out. .

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