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Two days ago, my family went on a business trip. In order to understand the changes in the property of the man, I changed his bank mobile phone number to his own (sister paper, did you learn the method?).
Originally, I was happy to take a shower yesterday to look at the video, glance at the mobile phone, spend 1w+ on the bank card, and instantly scare the urine... Why did my family go, and spend a lot of spicy food! !
Is the card stolen?
Hurry up a phone call in the past, but fortunately, a false alarm, the original is to aim at the text message half, is the balance 1w +...
Now think about it, it’s not a small series of fuss, it’s really a bad consumer environment now, and the stolen brush is too serious!
Most of the people who use the card are not as professional as the Lei Feng friends who can consult in detail, and may not know how to use the card safely.
So Xiaobian wants to share some common sense with cards!
1, self-prevention
Nowadays, the popularity of credit card consumption is really high. Everyone is used to paying everything with a card...
Leaking information when swiping is easy to cause a stolen brush. There are several steps to note:
First of all, when swiping the card, you must not let the card leave your line of sight, the credit card number, the expiration date, the three digits on the back of the card are very important information, and must not be leaked to others.
Secondly, you can block your hand or wallet when you enter your password, avoiding the clerk or monitoring your password.
When signing, be sure to check whether the name of the merchant on the signature strip matches the name of the consumer. If there is a possibility that the POS machine installed by the merchant is abnormal, it is recommended to contact China UnionPay 95516 for feedback.
Finally, and most importantly, if your sixth sense tells you that the merchant you are consuming today is very problematic, then it is recommended that you change your password or set the card limit immediately. Don't worry, contact the bank to change your card!
2, bank surface prevention
This is a consultation with professionals. Every bank actually has a testing and prevention department. It is the fake control department of my friend’s circle. In addition to banks and international credit card organizations, they conduct real-time monitoring of global transactions every day. A card may be issued that may lead to fraudulent transactions, and then the bank issuing bank contacts the customer to replace the card for free.
Professionals also told us that you don't have to panic when you receive a bank call. Contacting you does not mean that your card has been stolen, but the risk of being stolen is relatively high, so contact card replacement to prevent risks.
Many people may ask, how does the card have security risks? Which merchant has a problem? I will not spend at this merchant in the future!
This question, how to say, I went to ask, they will not tell you the answer, because the banks have their own internal screening conditions!
For example, judging high-risk merchant banks is only a suspicion. The criteria for judging high-risk merchants may be that many stolen customers are consumed by the same merchant or the same website. The merchant is listed as a high-risk merchant by the bank, which means that the bank does not actually have Sufficient evidence directly proves that the merchant has a problem!
3. Afterwards processing
If you are very tragic, become a member of the thousands of stolen brushes...
After receiving a text message to remind yourself that the card is being consumed in a different place, the first time is to call the issuing bank to report the loss of the frozen card, and feedback the bank investigation to avoid greater losses!
At the same time, dial 110 alarm processing.
Xiao Bian here hopes that everyone will not encounter stolen brush, quietly do a buy or buy beautiful men's paper or beauty paper...
Originally, I was happy to take a shower yesterday to look at the video, glance at the mobile phone, spend 1w+ on the bank card, and instantly scare the urine... Why did my family go, and spend a lot of spicy food! !
Is the card stolen?
Hurry up a phone call in the past, but fortunately, a false alarm, the original is to aim at the text message half, is the balance 1w +...
Now think about it, it’s not a small series of fuss, it’s really a bad consumer environment now, and the stolen brush is too serious!
Most of the people who use the card are not as professional as the Lei Feng friends who can consult in detail, and may not know how to use the card safely.
So Xiaobian wants to share some common sense with cards!
1, self-prevention
Nowadays, the popularity of credit card consumption is really high. Everyone is used to paying everything with a card...
Leaking information when swiping is easy to cause a stolen brush. There are several steps to note:
First of all, when swiping the card, you must not let the card leave your line of sight, the credit card number, the expiration date, the three digits on the back of the card are very important information, and must not be leaked to others.
Secondly, you can block your hand or wallet when you enter your password, avoiding the clerk or monitoring your password.
When signing, be sure to check whether the name of the merchant on the signature strip matches the name of the consumer. If there is a possibility that the POS machine installed by the merchant is abnormal, it is recommended to contact China UnionPay 95516 for feedback.
Finally, and most importantly, if your sixth sense tells you that the merchant you are consuming today is very problematic, then it is recommended that you change your password or set the card limit immediately. Don't worry, contact the bank to change your card!
2, bank surface prevention
This is a consultation with professionals. Every bank actually has a testing and prevention department. It is the fake control department of my friend’s circle. In addition to banks and international credit card organizations, they conduct real-time monitoring of global transactions every day. A card may be issued that may lead to fraudulent transactions, and then the bank issuing bank contacts the customer to replace the card for free.
Professionals also told us that you don't have to panic when you receive a bank call. Contacting you does not mean that your card has been stolen, but the risk of being stolen is relatively high, so contact card replacement to prevent risks.
Many people may ask, how does the card have security risks? Which merchant has a problem? I will not spend at this merchant in the future!
This question, how to say, I went to ask, they will not tell you the answer, because the banks have their own internal screening conditions!
For example, judging high-risk merchant banks is only a suspicion. The criteria for judging high-risk merchants may be that many stolen customers are consumed by the same merchant or the same website. The merchant is listed as a high-risk merchant by the bank, which means that the bank does not actually have Sufficient evidence directly proves that the merchant has a problem!
3. Afterwards processing
If you are very tragic, become a member of the thousands of stolen brushes...
After receiving a text message to remind yourself that the card is being consumed in a different place, the first time is to call the issuing bank to report the loss of the frozen card, and feedback the bank investigation to avoid greater losses!
At the same time, dial 110 alarm processing.
Xiao Bian here hopes that everyone will not encounter stolen brush, quietly do a buy or buy beautiful men's paper or beauty paper...
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