The central bank launched "super online banking" electronic payment concept stocks ushered in the rise of opportunities

The central bank's "online payment cross-bank clearing system" was officially launched and the central bank's "non-financial institution payment service management measures" was officially implemented. The electronic payment concept stocks were reluctant yesterday, and the securities industry counter-trend rose 6.79%; Nantian Information It rose by 3.49%. Many institutions believe that the ultimate goal of Super Online Banking is to achieve cross-bank account management and inter-bank fund transfer operations. With the launch of the super online banking by the central bank, the electronic payment concept stocks will be active.

National Technology: Security Chip Provider

How to tap the beneficiary stocks, Shenyin Wanguo analysts believe that the three main players in the electronic payment industry, the client, the acceptance environment and operational services will directly benefit. The first is national technology, which is worthy of attention as a provider of security chips.

The company is specialized in the research and development and sales of ultra-large-scale information security chips and communication chip products, as well as overall solutions. The main products include security chips and communication chips. Among them, security chips include USBKEY security chips, secure memory chips, and trusted devices. The computing chip and the mobile payment chip, the communication chip includes a communication interface chip and a communication RF chip. At present, it has formed a product layout of six series of more than 100 models of products and solutions. In the first half of the year, the USBKEY security chip market continued to maintain high growth. At the same time, mobile payment chips and overall solutions maintained steady growth in sales. The interim net profit increased by nearly 200% year-on-year.

Guardstone: Security Solution Provider

As a solution to the security solutions for electronic payment platforms, Westone will also benefit. It is the largest information security product supplier in China and the largest information security manufacturer in the market for specific sensitive industries. It has a complete information security product development, manufacturing and testing system. It is one of the largest information security companies in China and has been continuously in business since the qualification evaluation. It is the only company that has obtained all three qualifications for production, sales and research. It is also the only enterprise in China that has the highest level of qualification information security in the classified and confidential areas.

Super online banking has been officially launched. This year, the launch of the "Mobility" mobile phone to pay for the new business of the guardian is undoubtedly at the forefront of the industry development. The semi-annual report of the net profit increased by 102.23% year-on-year also showed the company's high growth. The China Daily also disclosed that net profit for January-September 2010 is expected to increase by 570%-600%.

Hengbao shares: financial IC card makers

Cross-bank fund management facilitates users, and in the short term, it may also bring differentiated service business, both of which will bring complexity and security issues to transaction management. At present, the most reliable solutions are financial IC cards, U-keys for PCs, and SD cards for mobile phones. Hole MIC? Snow, so Hengbao shares will also receive "affordable".

Hengbao has long been a supplier of China Telecom and has recently become a supplier of China Mobile, and its sales volume is gradually expanding. In the field of mobile payment cards, the company is prepared in the 2.4G and 13.56M fields, and the company is expected to benefit from any technical standards in the future.

Everbright Securities analysts pointed out that the central bank plans to fully issue and accept financial IC cards within five years, and it is expected that the financial IC card industry will explode in two years. This year's mid-year report showed that the company achieved a net profit of 41 million yuan, a year-on-year increase of 10%; communication IC card is the main growth of the current period, revenue increased by 38%, reaching 85 million yuan; financial IC card business has yet to be migrated The table clearly catalyzed, but revenue increased by 7% year-on-year to reach 17 million yuan.

Zhengtong Electronics, Nantian Information: POS machine supplier

Shenyin Wanguo Research also pointed out that the outbreak of third-party payment will promote the expansion and upgrade of the acceptance environment. Licensed operators will have access to Super Online Banking, and their stored value cards are expected to be supported by national POS networks, which will inevitably increase their enthusiasm for laying POS machines; mobile payment and EMV promotion will drive POS/RF Reader/RF -POS requirements. As a POS reader/RF-POS supplier, Zhengtong Electronics and Nantian Information will benefit more.

Zhengtong Electronics has launched several self-developed mobile payment products. The product types cover various application forms of mobile payment terminals, and many products are the first in China. They can carry out mobile payment value-added services and traditional POS and E- for users. The mobile payment function upgrade of the POS transfer phone provides a series of solutions.

Products include mobile phone POS, mobile payment terminals, handheld mobile terminals, desktop wireless POS, and dual-band non-contact card readers that support 13.56M and 2.4G. Products are widely used in supermarkets, convenience stores, public transportation, self-service banking and other fields. The mobile payment POS product can realize the non-cash transaction of the bank card at any time and anywhere, and meet the needs of various types of door-to-door collection services.

The performance of Nantian Information has always been closely related to the investment of banks. In recent years, the company has invested resources in various fields such as mobile payment, petrochemicals, management software implementation, and high-speed rail projects. Huashan United Securities analyst Lu Shan believes that the mobile payment business will be fully promoted until the second half of this year, and the related products will bring tangible results to Nantian in 2011. The company's revenue in 2010 will show a rapid growth, and revenue from financial equipment and services business may grow by more than 40% year-on-year. The revenue in 2010 is expected to be 2.263 billion yuan, a year-on-year increase of 24.9%.

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